First home buyer guides
Plain-English guides for first home buyers — stamp duty, buying costs, and what to check before you make an offer.
First home buyer stamp duty in NSW (2026)
Exemptions, thresholds and how NSW transfer duty is calculated — in plain English.
Read the guide →First home buyer stamp duty in QLD (2026)
Concessions, thresholds and how QLD transfer duty is calculated — in plain English.
Read the guide →First Home Owner Grants in NSW & QLD (2026)
How the FHOG works in NSW and QLD — grant amounts, eligibility, and how it's paid.
Read the guide →First Home Guarantee (the 5% deposit scheme) in 2026
How the 5% deposit scheme works, who's eligible, the price caps, and how you avoid LMI.
Read the guide →